Bruno_Caboclo (@Bruno_Caboclo)

What is insurance?

What is insurance? Insurance is a contract between an individual (the policyholder) and an insurance company. This contract provides that the insurance company will cover some portion of a policyholder’s loss as long as the policyholder meets certain conditions stipulated in the insurance contract. The policyholder pays a premium to obtain insurance coverage. If the policyholder experiences a loss covered by insurance, such as a car accident or a house fire, the policyholder files a claim for reimbursement with the insurance company. The policyholder will pay a deductible to cover part of the loss, and the insurance company will pay the rest.

When you buy an insurance policy, you’re pooling your loss risk with the loss risk of everyone else who has purchased insurance from the same company. If you get your homeowners insurance from State Farm, which sells far more homeowners insurance policies than any of its competitors, you’re joining forces with millions of other homeowners to collectively protect each other against loss. Each homeowner pays annual premiums; State Farm collected more than $39.593 billion in earned premiums in 2016, according to its annual report.

Thank you Kobe 😭🙏🏽 @ Brazil
Thank you Kobe 😭🙏🏽 @ Brazil
RT @MAM_Sports: Thanks for stopping by, @Bruno_Caboclo, @CJC9BOSS, and Marko! 🏀🐻〽️
RT @MAM_Sports: Thanks for stopping by, @Bruno_Caboclo, @CJC9BOSS, and Marko! 🏀🐻〽️
RT @jrnba: Fan love at #JrNBA MLK Jr. Weekend 3️⃣v3️⃣ in Memphis from @CJC9BOSS, Marko Guduric & @Bruno_Caboclo @memgrizz
RT @jrnba: Fan love at #JrNBA MLK Jr. Weekend 3️⃣v3️⃣ in Memphis from @CJC9BOSS, Marko Guduric & @Bruno_Caboclo @memgrizz...
RT @NBABrasil: .@Bruno_Caboclo CRAVANDO sem piedade e @RaulTogni dando baile na defesa: confira as 5 melhores jogadas dos BRASILEIROS na úl…
RT @NBABrasil: .@Bruno_Caboclo NA SURDINA! Se liga no putback do nosso brasileiro contra o @chicagobulls. 🇧🇷 #GrindCity #NBALeaguePassBR ht…
RT @NBABrasil: DUPLO-DUPLO BRAZUCA! @Bruno_Caboclo anotou 12 PTS e 13 REB na vitória do @memgrizz em Minnesota. 💪 #GrindCity
RT @memgrizz: what a pick six on the hardwood looks like 🗣️ @Bruno_Caboclo | #GrzNxtGen 📺Watch on @GrizzliesOnFSSE 📺
RT @MemGrizzYouth: Congrats to local @jrnba Skills Challenge winners Eli, Anna, Allie, and Chase. They were recognized during halftime of t…
RT @NBABrasil: 🇧🇷 @Bruno_Caboclo representou nessa segunda. Foram 11 PTS, 5 REB, 2 roubadas e 2 tocos do brasileiro do @memgrizz! #GrindCi
RT @memgrizz: issa wrap for preseason. season opener on Wednesday in MIA. Us: 91 | @spurs: 104 @JaMorant : 16 pts 6 asts 5 reb @Grayso