Marty (@Marty)

What is insurance?

What is insurance? Insurance is a contract between an individual (the policyholder) and an insurance company. This contract provides that the insurance company will cover some portion of a policyholder’s loss as long as the policyholder meets certain conditions stipulated in the insurance contract. The policyholder pays a premium to obtain insurance coverage. If the policyholder experiences a loss covered by insurance, such as a car accident or a house fire, the policyholder files a claim for reimbursement with the insurance company. The policyholder will pay a deductible to cover part of the loss, and the insurance company will pay the rest.

When you buy an insurance policy, you’re pooling your loss risk with the loss risk of everyone else who has purchased insurance from the same company. If you get your homeowners insurance from State Farm, which sells far more homeowners insurance policies than any of its competitors, you’re joining forces with millions of other homeowners to collectively protect each other against loss. Each homeowner pays annual premiums; State Farm collected more than $39.593 billion in earned premiums in 2016, according to its annual report.


@amar0 Thank u very glad to be here surfing the web together
@hamishwyatt Thanks mate! Zeiss 32mm 1.8
@_stevenchen @tens I haven’t tried it yet, but I’m thinking the vibe is film sim bracketing w/ one in Acros
@mackenziepricee @tens A very slight edit, I think I just boosted the magenta a little. The film simulations in camera are crazy good.
More from this camera which is now my favourite belonging https://t.co/xhQ5DNsaVz
More from this camera which is now my favourite belonging https://t.co/xhQ5DNsaVz
@ksj_uk @tens I really really do
@ksj_uk @tens I really really do
@VivekxK @tens Thank you Vivek! Great tip. I’ve been shooting raw & jpg (one to each SD) then just using the jpg as… https://t.co/0L22tbedzf
@VivekxK @tens Thank you Vivek! Great tip. I’ve been shooting raw & jpg (one to each SD) then just using the jpg as… https://t.co/0L22tbedzf
I got the Fuji X-Pro3 🥰 It’s extremely good https://t.co/Vj4Ai4JVbl
I got the Fuji X-Pro3 🥰

It’s extremely good https://t.co/Vj4Ai4JVbl
@_backpain Glad you posted this, so nice.
@_backpain Glad you posted this, so nice.
@doddsie @freetrade I like the idea that this is just your personal scooter and not part of a larger marketing campaign
@doddsie @freetrade I like the idea that this is just your personal scooter and not part of a larger marketing campaign
@designbycountry Possibly a Japanese import
@designbycountry Possibly a Japanese import
@designbycountry Would that be early 90s? 70 series?
@designbycountry Would that be early 90s? 70 series?
Kate Bush w/ Ferrari 308 GTS, 1978 https://t.co/gqvr3mucHp
Kate Bush w/ Ferrari 308 GTS, 1978 https://t.co/gqvr3mucHp

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