dscunning27 (@dscunning27)

What is insurance?

What is insurance? Insurance is a contract between an individual (the policyholder) and an insurance company. This contract provides that the insurance company will cover some portion of a policyholder’s loss as long as the policyholder meets certain conditions stipulated in the insurance contract. The policyholder pays a premium to obtain insurance coverage. If the policyholder experiences a loss covered by insurance, such as a car accident or a house fire, the policyholder files a claim for reimbursement with the insurance company. The policyholder will pay a deductible to cover part of the loss, and the insurance company will pay the rest.

When you buy an insurance policy, you’re pooling your loss risk with the loss risk of everyone else who has purchased insurance from the same company. If you get your homeowners insurance from State Farm, which sells far more homeowners insurance policies than any of its competitors, you’re joining forces with millions of other homeowners to collectively protect each other against loss. Each homeowner pays annual premiums; State Farm collected more than $39.593 billion in earned premiums in 2016, according to its annual report.


@tedcruz But Ted, just think of all the abortions that would prevent! Oh wait....YOU, being a male, don’t want any… https://t.co/r6FVX06z1o
@SenAlexander @SecretarySonny @realDonaldTrump @USDA If they are getting satellite internet, I’m telling you now, it’s a rip off.
@MrsRabbitResist But it’s okay to use Christ’s name to bilk people out of their money, right?
@1120Eclipse Is she a Cavalier King Charles? She’s precious!
@SenMcSallyAZ With all due respect Ms. McSally, you weren’t even elected into office. In fact, you were SOUNDLY rejected.
@ChristLawmakers Hey, I am Christian, and I’m voting a resounding NO. Don’t blame the outcome of this poll on Satanists and Atheists.
@ChristLawmakers @rxflg I’ve studied enough history of The Middle Ages to see how bad the mixing of Church and Stat… https://t.co/ZOr5ZJCloZ
@thomaskaine5 If he wasn’t President, none of this would even be happening. 🤣
@Jim_Jordan I don’t trust the word of a pedophile enabler.
@DarkCovfefe According to the news, this was found to be in the yard of a man who hates Trump, done to show how rid… https://t.co/JZTMEOZokK
@joncoopertweets It sounds really altruistic at first, but doesn’t he get a tax write off for it?
@joncoopertweets It sounds really altruistic at first, but doesn’t he get a tax write off for it?
@maydaymindy9 I imagine this would be a nightly routine prior to sex. https://t.co/1Jz8LakOes
@maydaymindy9 I imagine this would be a nightly routine prior to sex. https://t.co/1Jz8LakOes
@shossy2 @joncoopertweets What I imagine their offspring will look like.... https://t.co/501r1FnZeV
@shossy2 @joncoopertweets What I imagine their offspring will look like.... https://t.co/501r1FnZeV
@DyslexicButLeft @dukewindsor388 They are going to have to cage the little demon spawn. That much bad DNA mixed to… https://t.co/XkCjpL6D0R
@DyslexicButLeft @dukewindsor388 They are going to have to cage the little demon spawn.  That much bad DNA mixed to… https://t.co/XkCjpL6D0R
@dukewindsor388 I have a feeling their baby will look like this. https://t.co/ICDJeYqdZO
@dukewindsor388 I have a feeling their baby will look like this. https://t.co/ICDJeYqdZO
@Stop_Trump20 Tom Hanks.
@Stop_Trump20 Tom Hanks.

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