ma (@ma)

Another link of awesome - the Spokane Serial Stackers have a Facebook page ;) https://t.co/X0g89f8F
This is absolutely awesome. Please watch this. This is exactly where the gun ownership "debate" is right now. http://t.co/mOH2xU04
Way to go Google - great way in showing what asshats you are blocking maps on WP8 http://t.co/D5YPBo5Q
In meeting today, person#1: "it doesn't do this, this, and this", person#2: "so discount all the good it *does* do?". Ship, iterate, improve
@dakami exactly. People used to not do stuff because of the shame it would bring, or if caught they would resign. Not now - no consequences
@dakami my prediction for 2013: the "hack" of people not having any shame will continue and grow.
@adamshostack does that form (w/ SSN) have the persons state? If so, that could just be only two numbers to guess :)
I've been batting this around on my own for some time, so here's a public (beta) - http://t.co/BFR67w4Z - confusable unicode domain lookups
@curphey I have these, and they have been pretty good. Old now, so maybe newer models? http://t.co/9Uwikqka
Differences between Google and Microsoft? Look at their employees shopping lists - http://t.co/OkpihLb - both interesting and creepy.
BTW, sticker was from iparklikeanidiot.com if you want your own ;)
Finally, good use of one of my stickers http://twitpic.com/4b7bgy
@michael_howard not saying that it may/may not be true, but there's a lot of biases in that article.
@michael_howard if it was in the Daily Mail then it must be true :) Also, if you are paid to report on something, chances are you'll find it
@Wh1t3Rabbit @jeremiahg negative values are much more fun though, especially if you can complete the transaction.
This may help people generate stronger passwords http://t.co/KfRKhqw (from Mike @securosis)
@curphey are you sure it wasn't just a stone chip, you do tend to exaggerate ;) Foo's are great though - not sure about the new album yet
@curphey that would be inbound - the "cone" always opens away from the source
Did my #MVP11 speaking duty today. Would have gone to Safeco field for the big party but work (and flight to ORD tomorrow) called louder :(

Basic car insurance coverage

even though everyone that drives in this country has to have some form of auto insurance by law, many attain not comprehend the basics of their policies. Even if we don't all have to be auto insurance experts, it is important to at least understand the major bricks that construct our auto insurance policies.

There are five parts of a typical auto insurance understanding (the titles of these sections may differ slightly from insurer to insurer, but they all dwelling basically the same points):

Declarations. This part of your policy is unique to you; it contains the personal facts for drivers in your household such as say and address, create and model of your vehicle(s), vehicle identification number(s), policy number and policy duration. It plus contains the basic type of coverage you purchased and your policy limits and deductibles. Tip: create certain your assistance is accurate; your allegation may be denied if you give inaccurate assistance to your insurer.

Coverage Parts/Insuring Agreement. This section outlines the coverage options and coverage limits that you purchased, such as liability, medical, collision and comprehensive. This section basically outlines what your insurance company promises to give in compensation for your payment, based upon the coverages and coverage limits you selected.

Exclusions. This section helpfully details what is not covered by highlighting your policy's limitations. total in imitation of the section above, this ensures that you know exactly what will be covered gone you make a claim. It after that shows you some reachable deficiencies that you might desire to precise next to the line.

Conditions. This is where the authentic responsibilities of both the insured and the insurer are listed, including premium payment obligations, steps to filing a claim, and dealings for resolving disagreements.

Definitions. This section defines terms and outlines the rights of the policyholder and the insurance company. This section is often referred to as the "fine print."

Now, let's clarify some general coverages. For more definitions, interest adopt to the various auto insurance glossaries listed in our auto learning center.

Collision Coverage. This covers loss to your own auto caused by its smash up gone other vehicle or object. If you cause an accident, catastrophe coverage will pay to repair your vehicle, and is normally the most expensive allowance of an auto insurance policy. You must pick a deductible, which is the amount you, the insured, must pay in the past the insurance company pays the remainder of each covered loss. The higher the deductible, the belittle the premium costs. However, keep in mind that this is the amount you must pay (generally to the fix shop) if your vehicle is damaged, thus deciding on your deductible, which directly affects your premium, can be a bit of a balancing act.

Comprehensive Coverage. This covers damage to your vehicle caused by an situation additional than a mishap or overturn. Examples tally fire, theft, vandalism, and falling objects. This after that comes subsequent to a deductible you select, which is how much you will pay previously the insurance company pays the remainder.

Liability. The approved definition of liability from the InsWeb glossary is: "That part of the insurance arrangement which pays and renders utility on behalf of an insured for a covered loss arising out of the insured's responsibility to others imposed by function or assumed by contract." In simpler terms, if you are at oddity in an accident, answerability insurance will pay to cover injuries and property broken costs caused to others in the crash (including your authenticated excuse costs, if applicable). beast insult coverage pays for things similar to medical costs and wandering salary to others; though property broken pays for repairs to additional people's property you damaged in the crash (other than your own car). answerability coverage (which is the let in mandated ration of your policy) is the basic building block of any auto policy, and minimum liability limits correct from give access to state.